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It is unlikely that a single inspector will be able to conduct all aspects of your home investigation. More likely, you will require the services of multiple specialists, including a structural engineer, an industrial hygienist, and a plumber.

A thorough home inspection should evaluate:

  • Pipes and other plumbing fixtures
  • Air quality
  • Windows (if any are intact) and window frames
  • The roof
  • Electrical circuits, switches, and wires
  • Lighting fixtures and fans
  • Steel and iron structures
  • Siding, stucco, and concrete
  • Tile and wooden floors
  • Interior walls
  • Heating systems
  • Mechanical systems in the basement (e.g., pumps, furnaces, water heaters)
  • Doors and door frames
  • Any area of the home that could be damaged by fire, smoke, heat, or moisture
  • Any area of the home that is susceptible to mold

During every stage of the inspection process, you will want to maintain open communications with your insurance agent. Your insurance company will send an adjuster to your home to evaluate the damage; however, the adjuster is unlikely to perform an inspection that takes into account all of the areas listed above. Further inspection by licensed professionals, whether covered by your insurance policy or paid for by you, is almost certainly in your best interests. Restoration Companies Kendall